Professional Indemnity

General Consultants

We have provided professional indemnity solutions for ‘miscellaneous’ risks for many years. A miscellaneous risk is simply one that doesn’t easily fall into one of the core categories like architect, solicitor or surveyor.

Examples include occupations as diverse as forestry consultants, funeral directors, pet behaviour therapists, management consultants, employment agencies, yacht brokers, interior designers and landscape architects. As new risks and liabilities emerge we are keen to develop tailored solutions, through both individual and group policies.

Policy cover
Our policy wording can be viewed on this website but the cover can be summarised as follows:

• Civil liability arising from :

Negligent breach of professional duty
Infringement of intellectual property rights
Dishonesty of partners, employees and consultants
Libel and slander
Damage to documents
Cyber liability

• Breach of duty under standard collateral warranties
• Awards by adjudicators under scheme for construction contracts
• Awards by Ombudsmen
• Criminal Prosecution defence costs (ConDaM Regs; HSE prosecutions)
• Legal representation costs at tribunals and hearings
• Defence costs in addition to the limit of indemnity
• Compensation for court attendance in defending a claim

Limit of indemnity
We can offer up to £10,000,000 of cover subject to application.

Excess
We can offer a range of excesses so you control the maximum amount you pay in the event of a claim.

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