Professional Indemnity

Advertising

We have insured advertising agents and related media risks for many years and understand the industry and the dynamic business environment the creative media work in.

Some of the biggest UK agencies have chosen to insure with us because of our willingness to speak to clients and find out what their business is really about. No two firms are the same and each deserves to be underwritten individually.
 
Policy cover
Our standard policy provides wide coverage for the professional risks advertising agencies and media face. We are always happy to consider bespoke wording requests for individual risks. A specimen wording can be viewed on this website but the cover can be summarised as follows:

• Civil liability arising from:
  Negligent breach of professional duty
  Infringement of intellectual property rights
  Dishonesty of partners, employees and consultants
  Damage to documents
  Libel and slander
  Cyber liability
• Awards by Ombudsmen
• Defence costs in addition to the limit of indemnity
• Compensation for court attendance in defending a claim
• Legal Representation costs at tribunals, disciplinary hearings etc
• ‘First Party’/mitigating costs cover – to cover necessary costs incurred in preventing a claim situation escalating

Limit of indemnity
We can offer up to £10,000,000 of cover subject to application.

Excess
We can offer a range of excesses so you control the maximum amount you pay in the event of a claim.

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